About ZABE – Our Story

ZABE Mortgage Group was formed to provide families with the resources needed to realize their dreams. Our client families are the very heart of our success.

ZABE Mortgage Group has served hundreds of Central California families every year since 1997. Our headquarters and branch office are fully staffed with mortgage professionals who have but one goal in mind: your total satisfaction with the mortgage process.

Audel Avila

Branch Manager

You cannot suffer the past or future because they do not exist. What you are suffering is your memory and your imagination.” – Unknown

BIO

Audel Avila wears many hats – and he loves every one of them. Whether it’s helping with appointment overflow, recruiting loan officers, managing branch profit and loss or handling marketing efforts, Audel is committed to honoring ZABE’s incredible reputation in every way. His take-charge, driven spirit is a testament to his client dedication. He’s always two steps ahead, as he anticipates the client’s needs and ensures communication at every step of the loan process. In Audel’s words, “If a client calls us to check on the status of their loan, it’s too late.”

Audel’s successful career in the industry began over 20 years ago. While house hunting in the Central Valley, Audel was disappointed in the inconsistent service he received when applying for a loan and buying a home. His personal experience motivated him to earn his mortgage license, and ignited his desire to provide a more educational mortgage service.

That educational piece is what separates ZABE Mortgage Group from the competition. Audel and the entire ZABE staff take pride in making every client feel welcomed and comfortable – and most of all, walk away with advice that will benefit them for generations to come.

Expertise

  • Branch Management
  • Customer Experience
  • Recruiting & Operations
  • Long-Term Client Relationships

Fun Facts

Audel is an avid salsa dancer! He’s been dancing for over 15 years and enjoys all types of music.

While he’s done a bit of traveling, he has quite a bucket list! It includes the Great Barrier Reef, an African safari and castles in Europe.

Audel likes the cold weather and enjoys snowboarding with his son and daughter.

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Fidel Dorado

Mortgage Planner

Champions become champions when no one is watching.”

BIO

On the outside, being a mortgage planner is about knowing the most popular and lucrative loan programs. But to Fidel Dorado, he sees his work at ZABE Mortgage as much more: he’s in the business of changing lives for generations.

With ZABE, Fidel offers potential buyers a 360-degree view of their overall financial position. He finds out what motivates each buyer and understands the goals behind home ownership or refinancing. This way, he can provide the most strategic, thoughtful recommendation and empower buyers to make smart decisions.

As a member of the ZABE family for more than 2 decades, Fidel knows that owning a home is one of the biggest commitments you’ll make. He started out making phone calls and doing paperwork for Audel, and later became a loan officer. He learned early on about the ever-changing market and mastered what questions to ask in order to provide the most ideal offer for every client.

Fidel’s main goal is to make buyers and families feel comfortable. His ability to adapt to and connect with a variety of personalities allows him to establish lasting relationships with families as they embark on a journey to home ownership. Most of all, he is committed to connecting on a personal level that extends beyond interest rates and terms to provide an unparalleled experience.

Expertise

  • Mortgage & Financial Strategy
  • Goal-Oriented Planning
  • Financial Wellness Overview
  • Long-Term Client Relationships
  • Educational Guidance

Awards

  • Top Loan Officer Recognition 7 Years in a Row – President’s Circle
  • Top 1% Mortgage Originators in America 2017 — Mortgage Executive Magazine
  • CalHFA Preferred Loan Officer
  • GSFA Preferred Loan Officer

Fun Facts

Fidel loves to BBQ with his wood pellet grill. He’s always trying out new recipes!

He loves to travel… but he’s afraid of flying! Fidel wants to gradually take more plane trips so he can fly overseas.

Perhaps being in the mortgage business has affected Fidel’s downtime, because he enjoys being a homebody! He loves to spend time with his family at home, and he admits he owes much of his ZABE success to his wife for “holding down the fort.”

He loves to go to sporting events, especially his daughter’s soccer games.

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Anahi Murillo

Loan Officer Assistant

Success is liking yourself, liking what you do, and liking how you do it.” – Maya Angelou

BIO

At ZABE Mortgage, Anahi is always thinking about how she can make a difference during the home-buying process. Whether she’s helping a client get the right information or translating a document for Spanish-speaking families, Anahi is dedicated to providing a positive mortgage experience.

Along with the rest of the ZABE team, Anahi knows the home-buying process is about more than verifying and signing documents. It’s about getting to know the buyers personally and establishing a long-term relationship with every client.

Anahi is proud to be a part of a team that takes pride in educating clients, especially in an industry where buyers aren’t always educated on the details that can make or break a purchase. She hopes to offer clarity and honesty during the process, while making a lasting connection with buyers.

Most of all, Anahi wants to make this often-daunting process stress-free and fun. Because after all, for many of us, buying a home is one of the biggest life moments – and just as she’s there to deliver the facts, she’s there to share in the joy, every time.

Expertise

  • Loan Application Assistance
  • Long-Term Client Relationships
  • Customer Service
  • Lead Follow-Up

Fun Facts

Anahi spends most of her free time dancing. Salsa, cha-cha, ballroom, bachata… the list goes on! She teaches private classes and has participated in several dancing championships.

She embraces her feminine side and enjoys makeup. She watches tutorials and loves to try out the latest looks on her friends.

When she’s not dancing up a storm, Anahi also enjoys working out and spending time with her family and friends.

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Jackie Martinez

Loan Officer Assistant

Success isn’t about how much money you make, it’s about the difference you make in people’s lives.” – Michele Obama

BIO

The first time Jackie walked into the ZABE office, it wasn’t to drop off her resume. It was to meet with the mortgage team about refinancing – and she was the client.

Jackie loved the positive, welcoming environment so much that after her successful refinance, she wanted to work for the ZABE team. She wanted to be on the “other side of the desk” delivering good news to buyers and those refinancing, just as she enjoyed.

Today, Jackie is an assistant loan officer, helping other families achieve their dream of home ownership. As one of the first people to talk to new clients, she makes sure buyers feel at ease as they take their first step to home ownership.

Born and raised in Madera, Jackie is honored to work for a company where local buyers can build lifelong relationships with her team. She finds joy in offering peace of mind to every ZABE client, no matter what stage they’re at in the mortgage process. Whether it’s a new client unsure if they qualify, or someone coming in to sign final loan documents, Jackie is there to help. No phone trees, just positive interactions with the same ZABE employees from start to finish – only now, Jackie’s on the team, too.

Expertise

  • Loan Application Assistance
  • Long-Term Client Relationships
  • Customer Service
  • Lead Follow-Up

Fun Facts

Jackie’s family is a “Star Wars” family. Sometimes on 3-day weekends they’ll binge watch all of the movies!

She is a soccer mom to her 3 sons and stays busy going from practices to games (even for one son who’s on a travel team).

Jackie and her family love to travel. They aim to take a trip out of the country every year, and lately they’ve enjoyed exploring different parts of Mexico.

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Omero Dorado

Branch Underwriter

I’m here to provide professional support to our loan officers and provide a friendly, smooth process for our customers. My best success comes from helping families purchase their new home.

BIO

Omero joined Zabe in 2008 and supports the staff through research and understanding of complex mortgage guidelines.

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Andrea Jimenez

Processor

I enjoy helping customers and collecting the documents needed for their mortgage loan application. I actually enjoy organizing the documentation and providing customers with all the tools they need for success in realizing the American dream.

BIO

Starting at Zabe in 2009, Andrea is involved in the funding and processing of home mortgages.

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You can be confident that ZABE Mortgage Group will provide you with the friendly, personal attention you deserve.

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